As a first-time home buyer, you may want to make the smallest down payment allowed: 0% for a VA loan, 3% or 5% for a conventional loan or 3.5% for an FHA loan, for example.

First-time home buyers can withdraw up to $10,000 from an IRA without penalty to purchase a home. Of course, however, you’ll have to pay the income tax due on the withdrawal, unless it's a Roth IRA.

From the Book of the Prophet Isaiah. 53:4-6:Surely he has born our griefs and carried our sorrows; yet we esteemed him stricken, smitten by God, and afflicted. But he was wounded for our ...

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