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Request an increase after 6-12 months: Once you've received your card, don't ask for a larger limit right away. Give it at least six to twelve months to build a strong payment history first.

New high-limit card: If you get approved for a card with a $15,000 limit, and keep your same spending level at around $2,000 on average, your utilization drops to around 13% (nice!).

Make sure you’re using your cards wisely by incorporating these smart habits every credit card user should know.

Who's this for? T he Discover it® Secured Credit Card is ideal for those seeking a secured credit card with features similar to an unsecured card. Unlike many other secured cards, the Discover it ...

Step one: Find the money Review your spending from the first half of the year. If you aren’t using an app, pull bank ...

DBS, OCBC to allow those aged 65 and above to do so from June 11; UOB in "near future". Read more at straitstimes.com. Read more at straitstimes.com.

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Capital One is acquiring Discover Financial Services for $35.3 billion in an all-stock deal, giving the bank a leg up in the competitive credit card market.