Retirees and near-retirees can count on a fixed benefit based on their retirement age, salary history and length of service. The opposite is true for DC plans ... made a big difference in the ...

Half of all workers in private-sector America now participate in 401(k) plans ... difference: The Saver’s Credit only reduces the tax you owe. The Saver’s Match puts dollars into your ...

State law exemptions for retirement plans largely parallel the ERISA protection, but with an important difference: The ERISA protection is, as discussed, an anti-alienation protection which ...

When investors are considering their workplace retirement ... plans, even those of a similar size, but those discrepancies are the largest among the cohort of the smallest plans, as shown in the ...

Both are employer-sponsored plans that provide ... What Is the Difference Between an IRA and a SIMPLE IRA? Both an IRA and a SIMPLE IRA are tax-advantaged retirement savings accounts but they ...

Higher inflation is not great for retirement plans. Higher interest rates are ... It can make a big difference in terms of people’s quality of life. Kephart: Another risk to the quality of ...

Reaching a comfortable retirement is the number ... $70,000 in total to their workplace plans in 2025. This level of contribution can make a significant difference in retirement readiness.

Fidelity’s 2025 State of Retirement ... difference over time, thanks to compound growth. Nearly as many (58 percent) encouraged pre-retirees to maximize employer-sponsored retirement plans ...