Adam Hayes, Ph.D., CFA, is a financial writer with 15+ years Wall Street experience as a derivatives trader. Besides his extensive derivative trading expertise, Adam is an expert in economics and ...

Do you have your eye on a dream home or car? Thinking of taking out a loan to finance it? Well, you might want to take a step back first as different banks have different debt service ratio (DSR) ...

We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. Debt service coverage ...

ICR measures if a company can cover its debt interest; calculate by dividing EBIT by interest expense. An ICR under 1.0 signals financial trouble; analysts prefer a minimum ICR of 2.0. For investing, ...

LoanStream launches DSCR Seconds, allowing borrowers to use a second mortgage to fund their next purchase. LoanStream is now offering debt-service coverage ratio (DSCR) loans for second mortgages.

United Wholesale Mortgage (UWM), the country’s largest wholesale lender, expanded its debt service coverage ratio (DSCR) loan options to four after launching its first product in March. Dubbed ...

Mortgage leverage is like an obsidian blade: a precision tool when used right but a nasty injury-maker when used wrong. The ...

S&P Global Ratings cut Salinas, California's sewer revenue bonds four notches to BBB-plus, and placed them on CreditWatch with negative implications. A sharp decline in debt service coverage helped ...