Sterling credit isn’t just a local market – it’s a global opportunity in a local wrapper offering investors an element of international diversification without the cost of currency hedging.

A credit union is a not-for-profit financial institution that's owned by its members. Learn about the pros and cons of credit unions.

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Despite global shifts, analysts agree the US dollar’s reserve currency status is unlikely to be replaced for decades.

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Jamie Dimon, head of JPMorgan Chase, has repeatedly warned about the risks in private credit, cautioning that the asset class could become a “ recipe for a financial crisis ” if mismanaged.

The problem is that their very low income has left their credit wrecked. They have two evictions to their name, and at least one default on a mortgage.