CIBIL uses various terms in the credit report. The DPD (days past due) reflects the number of days of delay in payment. The ...

A default can ruin the individual’s credit report and stay there for a long time. In this article, we will understand what a debt default is, how long it stays on a credit report, its consequences, ...

It is never OK to lie on a credit card application; you may not get caught, but the consequences could be severe if you do.

Right now, it’s tough to chronicle the total amount of debt out there since they don’t report all of their data to the major ...