2. Payday Alternative Loan A payday alternative loan (PAL) is a personal loan from a federal credit union. The interest rate on a PAL is similar to a personal loan, maxing out at 28%.

If you have dreams of buying your first or next bike but don’t have the cash to pay for it outright, a motorcycle loan could help you make the purchase. To help you find the best loan to finance ...

While a co-signer isn't required, you can apply with one to improve your chances of getting better loan terms. Standout benefits: Ascent has grace periods of up to 36 months, compared to the 6 ...

Who's this for? Similar to some of the other lenders on this list, Alliant offers personal loan amounts for as much as $50,000 (the minimum amount is $1,000, though, so it may not be appealing to ...

How much has the cost of living changed from the 1970s to the 2020s? We compare financial burdens when baby boomers and Gen Z were in their 20s.

Mutual of Omaha’s reverse mortgage rates vary depending on your home, your age and your credit score, but you can talk to a representative to get an estimate. Apart from the interest, borrowers ...

Mortgage rates are holding near a two-month low, with average 30-year fixed rates having fallen just below 6.7%, according to Bankrate data. After weeks of hovering close to 7%, it's a positive ...

You can get a lower mortgage rate by buying mortgage points, with each point costing 1% of the total loan amount. One mortgage point equals a 0.25% decrease in your mortgage rate.