Top online banks with high-yield savings accounts My Banking Direct: My Banking Direct typically offers a higher yield than its online counterpart Ally, currently 4.30% APY.

We chose a few online institutions and two national banks to compare. ... Discover® Online Savings: Best for High-Yield Online Savings Accounts, 3.75% APY; About the . author.

KEY POINTS The best high-yield savings account rate today: 5.00% APY. High-yield savings accounts allow your money to grow, while ensuring you can still access it whenever necessary. Most HYSAs ...

Here's why high-yield savings accounts are the smartest (and safest) place to park your cash for short-term spending in ...

Today’s highest savings rates are at FDIC-insured digital banks and online accounts paying out up to 4.50% APY with no or low minimums at Lending Club, Bread Financial, CIT Bank and other ...

3. Barclays Online Savings - Rates and details as of 6/9/25. APY: Excellent. Why we like it: Charges few, if any, fees with no minimum deposit requirement.

The best high-yield savings accounts have annual percentage yields, or APYs, that are many times higher than the average rate. Today's best rates include Axos Bank savings (4.66% APY), My Banking ...