CDs: What’s the Difference? How can an individual invest with certificates of deposit? Investable funds can be deposited in certificate of deposit instruments of various terms with commercial ...

See how we rate banking products to write unbiased product reviews. A certificate of deposit (CD) is a type of deposit account that offers a fixed interest rate. To earn that rate, you'll ...

A certificate of deposit (CD) is a type of savings account that "pays a fixed interest rate on money held for an agreed-upon period of time," said Investopedia. CDs are usually offered by banks ...