See how we rate banking products to write unbiased product reviews. A certificate of deposit (CD) is a type of deposit account that offers a fixed interest rate. To earn that rate, you'll ...

Commissions do not affect our editors' opinions or evaluations. High-yield certificates of deposit (CDs) are low-risk saving instruments that offer fixed returns for a specific period of time.

Thinking about opening a certificate of deposit right now? Smart move. The best CD rates currently top 5% annual percentage yield, or APY, as banks await the Federal Reserve’s next meeting.

A certificate of deposit is a safe, income-generating investment that earns interest for a set period of time, also known as ...

However, there still are many options to consider — one of them being a certificate of deposit, A certificate of deposit is a savings account with high interest rates. Individuals who invest in ...

Dan was a writer on CNET's How-To and Thought Leadership teams. His byline has appeared in The New York Times, Newsweek, NBC News, Architectural Digest and elsewhere. He is a crossword junkie and ...

A CD, or a certificate of deposit, is a type of savings account that lets you stash money for a fixed period of time. With CDs, you earn interest on the amount you deposit, and this interest rate ...

Holly Johnson is a freelance contributor to Newsweek’s personal finance team with a focus on credit cards and rewards, financial products and travel. Johnson has spent more than a decade ...

Text Callout : Key Takeaways - What Is a Certificate of Deposit? Certificates of deposits, which gained popularity in the U.S. in the 1960s, are among the safest and most profitable ways to save ...

Certificates of deposit, or CDs, are also offering favorable terms and incentives for those looking to earn more interest. To get the most out of a CD it helps to first understand how it works as ...

A CD is a type of savings account with a fixed term. CDs can have higher rates than regular savings accounts. Many, or all, of the products featured on this page are from our advertising partners ...

If you want a guaranteed return on your savings, then opening a certificate of deposit may be a logical choice: CDs are a low-risk place to park cash that come with a fixed interest rate.