CDs: What’s the Difference? How can an individual invest with certificates of deposit? Investable funds can be deposited in certificate of deposit instruments of various terms with commercial ...

Thinking about opening a certificate of deposit right now? Smart move. The best CD rates currently top 5% annual percentage yield, or APY, as banks await the Federal Reserve’s next meeting.

A bump-up certificate of deposit (bump-up CD) is a savings certificate that entitles the bearer to take advantage of rising interest rates with a one-time option to raise (or “bump up”) the ...

A certificate of deposit is a safe, income-generating investment that earns interest for a set period of time, also known as ...

Dan was a writer on CNET's How-To and Thought Leadership teams. His byline has appeared in The New York Times, Newsweek, NBC News, Architectural Digest and elsewhere. He is a crossword junkie and ...

Because of the Fed activity, the benefits of high-yield savings and certificate of deposit (CD) accounts have increased exponentially. Both account types come with unique benefits and advantages ...

a certificate of deposit (CD). Similar to other savings accounts, CDs allow you to set aside your money to grow over time. There are a few perks of using a CD: You lock in a fixed interest rate ...

Interest rate decisions by the Federal Reserve influence CD rates. Interest rates for certificates of deposit have soared in recent years along with rates for savings accounts, mortgages and other ...