Long-term gains (held over a year) are taxed at 0%, 15% or 20%, depending on your income. And if you have investments that have lost value, you can sell those to offset gains. It’s called tax-loss ...

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Sometimes people hold on to permanent life insurance after their financial needs have changed. Advisors can help them assess what to do.

Councilman Randy Niemeyer believes Lake County's 1.5% income tax rate could be reduced to 0.5% or less as soon as 2028 with ...

Home equity loans, HELOCs and cash-out refinances are three popular ways to borrow money, using your home as collateral. A cash-out refinance replaces your existing mortgage while home equity loans ...

Variable universal life insurance is a permanent policy with a flexible death benefit and premiums. VUL policies allow you to allocate cash value into subaccounts, and then to invest that cash ...

If they were looking to insure it, he says, he would put an insurance value of $2,500. He says it was nice to see the unusual piece.

The top 10% have built retirement savings of almost seven figures, surpassing the average American. Tax-advantaged strategies, like backdoor Roth IRAs and cash value life insurance, allow them to ...

If you’re cash-strapped due to a natural disaster, your life insurance could provide essential financial relief via living benefits, cash-value loans, and more.

A lottery player in the Sunshine State matched the five white balls and the Cash Ball to win the Cash 4 Life top prize of $1,000 a day for life in the June 23 drawing, lottery officials announced.