Long-term gains (held over a year) are taxed at 0%, 15% or 20%, depending on your income. And if you have investments that have lost value, you can sell those to offset gains. It’s called tax-loss ...

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Key takeaways Refinancing a home equity loan can lower monthly payments and lengthen or shorten your loan term. Drawbacks to refinancing a home equity loan include prepayment penalties and closing ...