A life insurance policy may include more than just a death benefit. Some earn interest, referred to as cash value, that the policyholder can access while they're still alive. Typically a feature ...

Indexed universal life insurance: The cash value of indexed universal life insurance policies are tied to an index, like the S&P 500. Your cash value will increase or decrease based on the ...

iQuanti: Permanent life insurance policies are known best for offering lifetime coverage, but they also have another important component: the cash value. Cash value lets you save some of each ...

Calculating the cash value of a $100k life insurance policy. While a $100,000 permanent life insurance policy provides a $100,000 death benefit, it also accumulates cash value.

Cash value life insurance is a type of permanent insurance. Unlike a term life policy, which remains in force for a set term of perhaps 10, 20, or 30 years, a cash value policy remains in force ...

Cash value life insurance offers benefits during your lifetime and after your death, but it can be expensive. Here’s a detailed look at its pros and cons.

Permanent life insurance lasts until death and can build cash value over time, with some significant tax benefits. But it isn’t right for everyone.

Protective offers term life as well as universal life insurance and whole life insurance. Term life policies are priced competitively and available for 10, 15, 20, 25, 30, 35 or 40 years, giving ...

Cash value life insurance is so named because of its ability to build cash value. When you pay your premiums, a portion of the money is set aside and functions like a tax-deferred savings account.

Cash value life insurance offers a range of benefits, but it’s important to weigh the potential downsides. Here’s a breakdown to help you decide if it’s a good fit for your needs.

Cash value life insurance policies may be particularly useful for estate planning and asset protection, according to Marty Burbank, the founder of the firm OC Elder Law in Fullerton, California.