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A California judge has ruled the state's bare-bones home insurance program's handling of smoke damage claims is unlawful, a decision that could have wide-ranging implications as insurers ...

A Los Angeles County judge on Tuesday said the California FAIR Plan — considered the state’s home insurance of last resort — unlawfully limited coverage for smoke damage claims in its policy ...

A California judge has ruled the state’s bare-bones home insurance program’s handling of smoke damage claims is unlawful.

A Los Angeles County Superior Court judge ruled the California FAIR Plan violates the law in the way it covers smoke damage.

The ruling: Judge Stuart Rice said the California FAIR Plan violates the state’s insurance code because it offers less coverage than is required by state policy.