I may be off with the terminology but here is what I'm trying to do. I have downloaded all of my transactions for my retirement funds for the last few ...

Calculating the rate of return on an annuity involves taking the annuity’s current value minus the contribution, then dividing it by the total contribution. Multiply the result by 100 to get a ...

You don't need to have $10,000 on hand to earn a competitive interest rate on your savings. Most of the CD accounts on our ...

The interest rate that produces a zero-sum NPV is then declared the internal rate of return. To simplify this process, Excel offers three functions for calculating the internal rate of return, each of ...

Calculating the IRR, or an investment’s expected annual rate of growth, is no easy task for investors. Find the formula and tips for calculating IRR.

That said, investments can still be an excellent source of retirement income. For example, the stock market has provided about a 10% return over the last 50 years, as seen specifically with the S ...

Calculating present and future values for an annuity can help give you peace of mind about your ... then the present value would be that $50,000 minus the proposed rate of return on your money.

When calculating the Rule of 72 for any investment, note that the formula is an estimation tool and the years are approximate. ... So, a 15% rate of return would mean you use the Rule of 73.

Discount rates are the percentage rates used in evaluating the present value of future cash flows of an investment. Learn how they are used and why they are important.

Real rate of return adjusts for inflation, providing a true growth measure. S&P 500's real rate is 7.9%, versus a nominal 11.8%, due to inflation. Using real rates in retirement planning ensures ...