Use our CD ladder calculator to find out how much interest you can earn using this savings strategy.

When you open a CD, you'll lock in today's rates for the entire term. Here's how much you can earn.

If you hope to earn high interest on money you set aside in a certificate of deposit (CD), you’ll want to consider opening an account soon. CD rates have been slowly decreasing since late 2024 ...

CD rates over 4.00% are fading fast -- but that doesn't mean locking in is always the right move. Here's why I'm holding off and what I'm doing instead.

Discover which banks have the best CD rates, how to shop for CDs and how to build a CD ladder.

Top CD Rates Since December 2021—As of July 21, 2025 In late 2021, the top nationally available CD rates for terms of 6 months to 5 years ranged from 0.80% to 1.30% APY.

To find the best 1-year CD rate, compare yields from multiple online and brick-and-mortar stores. Compare the best bank and credit union CD rates.

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Top CD Rates Today, July 23, 2025 — CD Shoppers Have 14 Options To Lock In 4. ...

A $10K deposit in a 6-month CD could earn over $200 based on today's top CD rates. Here's how to grow your savings with zero risk.

CD rates have gone through ups and downs since 2009. The Motley Fool has compiled average CD rates over that period. Learn more here.

Here's what you need to know about CDs and high-yield savings accounts so you can pick the one that's right for your money.

A no-penalty CD is a type of certificate of deposit that charges no fee for withdrawing money before the term expires. You usually must withdraw the full balance at once.