The Fed's next meeting could impact your savings rates. Here's how to prepare now and protect your cash from falling yields.

See how we rate banking products to write unbiased product reviews. A certificate of deposit (CD) is a type of deposit account that offers a fixed interest rate. To earn that rate, you'll ...

A CD, or a certificate of deposit, is a type of savings account that lets you stash money for a fixed period of time. With CDs, you earn interest on the amount you deposit, and this interest rate ...

What Is a Certificate of Deposit (CD)? A certificate of deposit is a safe, income-generating investment that earns high interest for a set period of time, also known as a term. Because CDs must ...

Certificates of deposit, or CDs, are also offering favorable terms and incentives for those looking to earn more interest. To get the most out of a CD it helps to first understand how it works as ...

Holly Johnson is a freelance contributor to Newsweek’s personal finance team with a focus on credit cards and rewards, financial products and travel. Johnson has spent more than a decade ...

When you deposit money into a high-yield CD, you can’t touch the cash for a specific amount of time known as the CD term. CD terms typically range between six months and five years, although ...

Be aware of features such as add-on CD options and penalties such as early withdrawal fees. Certificates of deposit offer stable investments with predictable returns, but you should understand the ...

What is a certificate of deposit, and how does it differ from a savings account? CDs often pay more in interest, although ...

A certificate of deposit, or CD, is a type of account that can allow savers to lock in a specific interest rate for a certain time and can be a great solution if you're looking to maximize the ...