For CD interest rates to rise in 2025, the Fed would have to reverse course and begin raising interest rates again. "This would mean that either the U.S. economy is too hot or that inflation has ...

Best 1-year CD rates The national average for one-year CD rates is 1.63% according to the FDIC, but it’s possible to find higher yields when comparing short-term rates across online and brick ...

And so if they can lock in a CD rate now for the next six to 18 months and secure a piece of that with their cash bucket of what they need on a regular basis, that could be a great avenue for them ...

Certificate of deposit (CD) yields remain elevated, with some nearing 5.00% APY. That’s a stark contrast to the national average savings rate, which sits at just 0.38%, according to the FDIC.