Americans are leaning harder than ever on buy now, pay later (BNPL) loans just to survive, and a lot of them can’t even make the payments on time anymore. LendingTree dropped new numbers on ...

FICO says its FICO Score 10 BNPL and FICO Score 10 T BNPL — set to launch this fall — would be the first credit scores from a leading scoring company to account for Buy Now, Pay Later activity.

FICO introduces new credit scores incorporating buy now, pay later data to help lenders make informed decisions as BNPL services surge in popularity amid economic pressures.

The rise of Buy Now, Pay Later (BNPL) services has provided American consumers with a flexible way to make purchases by breaking down payments over time. However, until now, these loans have ...

A growing number of consumers are taking out "buy now, pay later," or BNPL, loans to cover everyday living expenses, data shows, a sign of the precarious financial state facing many U.S. households.

And it gets even more complex if consumers are juggling several BNPL loans at once. According to a CFPB report from early 2025, around 63% of BNPL borrowers had more than one loan during the year.

BNPL providers varied in their responses to Wednesday's news. Affirm said it was "encouraged" that the federal consumer watchdog was "promoting consistent industry standards, many of which already ...

Some customers of Australia's Afterpay have been asked to close buy-now-pay-later accounts to qualify for a mortgage and offered a credit card upon qualification, the BNPL provider said on Tuesday ...

BNPL might seem safer than using credit cards, but it can still quickly lead to overspending. Because you get the goods up front, it's easy to forget about the payments you'll need to make later.

The report highlights an increase in the use of BNPL loans, stating that more than one-fifth of consumers with a credit record financed at least one purchase with a BNPL loan in 2022, with over 60 ...

How would a recession impact BNPL lending? By John Adams August 05, 2024, 3:57 p.m. EDT 4 Min Read Bloomberg News ...