If you still have any outstanding debt, whether that's £2,000 or £20,000, you'll pay 9% of everything over the repayment threshold. How do I avoid overpaying my student loan? Student loan repayments ...

So, if you need to transfer data at high speeds or use the connector for a display, you'll want to stick with one of the non-swivel 24-pin options -- straight, 90-degree elbow, or right-angle.