Chase's basic account, Chase Savings℠, has a low annual percentage yield of only 0.01% effective as of 05/07/2025. Interest rates are variable and subject to change .

Basic checking account. A basic, or traditional, checking account is your everyday standard account at brick-and-mortar banks. These accounts usually have a monthly maintenance fee of around $5 or ...

Basic Checking account holders can deposit up to $5,000 in cash per month with no fee (after that, it's $1 per $1,000). There is no limit to cash deposits with Unlimited Checking.

A traditional checking account, also called standard or basic, is your bare-bones account. “These accounts are very easy to access,” said Matt Hicks, vice president of deposit products and ...

Checking accounts are basic financial tools that can help you manage your money. You can use a checking account to deposit checks, pay bills, make purchases and transfer funds. However, checking ...

A checking account is one of the most basic types of accounts you can open with a bank. Whether you’re looking for a place to deposit your first paycheck, stash away some extra cash, ...

Check out the best rewards checking accounts of 2025. ... The account can only be opened by customers who have a U.S. basic American Express consumer credit card that has been open for at least 35 ...

Salem Five Direct offers basic checking, savings, and CDs. While these cover the essentials, the product range is limited compared to full-service banks. 6/10. Customer service.

A basic checking account doesn’t have many perks. It’s good for getting started, as you can receive money and spend it as needed. However, you won’t be getting much, ...

Citi Regular Checking: $15 monthly service fee, waivable with $250 or more in Enhanced Direct Deposits, for Citi Savings accounts, or for Citigold Private Client, Citigold or Citi Priority customers ...

Learn how checking account fees occur and practical tips to avoid these fees in 2025. We'll also explain the fee structure for popular checking accounts at 7 big banks.