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Definition: The third Basel accord or Basel-III is the cornerstone of banking supervision in the world. Framed by a committee of elite central bankers, the accord provides the guidelines for prudent ...
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INTRODUCTION The overall loan portfolio of most financial institutions consists of loans to individual consumers as well as to businesses. The former is generally referred to as retail and the latter ...
INTRODUCTION One of the main objectives pursued by the new Basel Accord on regulatory capital (reforming the capital-adequacy framework originally developed in 1988) is to narrow the gap between ...