Many Americans carry a balance on their credit cards. In the first quarter of 2025, U.S. consumers' credit card balances totaled $1.18 trillion, according to the Federal Reserve Bank of New York.

Flywheel Publishing has partnered with CardRatings for our coverage of credit card products. Flywheel Publishing and ...

Best balance transfer credit cards of June 2025 Best with 0% intro APR for 24 months U.S. Bank Shield™ Visa® Card Best with 0% intro APR for 21 months Citi Simplicity® Card Wells Fargo ...

What is a balance transfer credit card? With a 0% balance transfer credit card you can shift debt from expensive credit and store cards and freeze the interest for a set period. Some deals last as ...

Most balance transfer credit cards offer no interest for upwards of six months, which can help you save a lot of money on your debt. But many of these cards charge a 3% to 5% balance transfer fee ...

Click "Apply Now" for details. Balance transfer credit cards offer new cardholders an introductory low-interest rate on debt they transfer from another credit card. The rate may be as low as 0% ...

Find the right credit card for you. Whether you want to pay less interest or earn more rewards, the right card's out there. Just answer a few questions and we'll narrow the search for you.

Some people don’t like using credit cards because they think those cards will land them in debt. But it’s not credit cards ...

A Reddit user is curious about the impact of getting a better credit card on his credit score. He has used his current credit ...

Having more than a handful of credit cards in your wallet may make managing them a bit more challenging. Not to mention that ...

Are there any fees associated with balance transfers? How do balance transfer credit cards impact my credit score? What ...

Sharpen your pencils, it’s time to save money. The offers an ongoing APR that’s well below the average for those who qualify and an introductory low APR on purchases and balance transfers. An intro ...