If your credit cards stay open after consolidation, you can still use them. “There’s nothing wrong with (that), but it’s prudent to charge no more than you can comfortably pay off in full each billing ...

When you apply for a credit card, you’ll quickly know whether you’ve been approved or rejected. If your application is ‘pending’, it means the lender needs time to review it, which may take a few days ...

“Using too much of your available credit (even if you pay it off) can lower your credit score,” it said. “Lenders look at your credit utilization ratio, or how much credit you’re using compared to ...

When I turned 18 (25 years ago), my parents had me open a credit card in my name so I could start building credit. I never ...

Debt consolidation combines multiple loans into one with a single monthly payment. Credit card refinancing uses a balance ...

Tenant screening consists not simply of paperwork; it is safeguarding your rental property, identifying potential red flags ...

Now, the country faces a new imperative: reimagining how financial services are delivered to a digital-first population. In ...

Credit cards are a big part of daily life. They help you buy what you need, build your credit score, and sometimes even get ...

Young professionals need a checking account with few or no monthly fees and robust digital tools to help them manage their ...

Even with a perfect credit score, you can still be denied a credit card. Find out why it can happen and how to bounce back.

Major BNPL firms won't report customer data to credit bureaus until they see evidence that responsible payment behavior helps ...

The bipartisan Homebuyers Privacy Protection Act will put an end to “trigger leads” sold by credit reporting companies to ...