Obamacare's latest open enrollment period just began. In the first week, President Biden said, "1.6 million people have signed up for a plan at HealthCare.gov, including 301,000 new consumers ...

So employers who self-insure can opt out of the high-cost fully insured market—and create plans that are more affordable. Self-funded health plans are not subject to most of Obamacare's rules ...

Tobacco used in pipes is cured and contains nicotine and the same carcinogens as cigarettes. Pipe smokers are more likely to get cancer of the lungs, liver, head, and neck than nonsmokers.