In the first half of 2025, average 30-year home loan rates fluctuated between 6.5% and 7%. Meanwhile, 15-year rates have averaged between 5.75% and 6.25%.

U.S. 30-year mortgage rate rose to 6.75%, adding pressure to a sluggish housing market as affordability challenges push buyers out in 2025.

The average rate on a 30-year mortgage in the U.S. rose this week to its highest level since early February, further pushing up borrowing costs for homebuyers. The rate increased to 6.89% from 6. ...

The current average interest rate for a 30-year fixed mortgage is 6.88% for purchase and 6.97% for refinance, according to the latest data from Bankrate — down 1 basis points from 6.91% for ...

It's also almost 1.25 percentage points below October 2023's 7.08% peak—a 23-year high. But as with 30-year loans, 15-year rates fell to a two-year low last September, when they plunged to 4.97%.

By MATT OTT, AP Business Writer WASHINGTON (AP) — The average rate on a 30-year mortgage in the U.S. fell this week for the first time in a month, but borrowing costs for homebuyers remain ...

US 30-year yields touched a near two-decade high of 5.15% last month, and even at 4.97% on Friday were still more than a half-point above levels seen as recently as March.

The 10-year Treasury yield was 4.43% in midday trading Thursday, down from 4.47% late Wednesday. The average rate on a 30-year mortgage has remained relatively close to its high so far this year ...