Here are some of the best CD rates by term today: 6-month CD rates Bread Savings — 4.45% APY Limelight Bank — 4.45% APY Bank5 Connect — 4.40% APY 1-year CD rates Popular Direct — 4.40% APY ...

Best CD rates by term Historically, longer-term CDs pay higher rates. For example, according to data from the Federal Deposit Insurance Corporation (FDIC), six-month CDs averaged 0.78% in 2009 ...

Short-term CDs have high interest rates right now — the best CDs offer around 5.00% APY. Short-term CD rates are more competitive than long-term ones because there's an inverted yield curve. You ...

Difference between the two accounts: The CD earns $1.94 more $10,000 6-month CD at 4.49%: $222.04 for a total of $10,222.04 ...

Discover the best 18-month CD rates of June 2025. The best 18-month CD rates pay up to 4.50% APY. An 18-month CD is in-between short and long-term CD options.

Certificate of deposit (CD) yields remain elevated, with some nearing 5.00% APY. That’s a stark contrast to the national average savings rate, which sits at just 0.38%, according to the FDIC.

Up, up and away: As the Federal Reserve has raised interest rates to combat inflation, CD rates have reached—and surpassed—the 7% milestone. During the middle of last year, a credit union in ...

Best 6-month CDs Currently, short-term CD rates are higher than many of their longer-term counterparts, making them attractive to some savers. They are also considered safe because they are ...