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Commissions do not affect our editors' opinions or evaluations. After climbing for the past couple of years, CD rates have been slowly declining in 2024. CD rates tend to track the federal funds rate.

CD rates are often influenced by market conditions and decisions by the Federal Reserve. A certificate of deposit (CD) can provide peace of mind to savers worried about potential rate cuts.

Here's how to decide if now is the right time for you to invest in a CD. Read more: Best CD Rates for June 2025: Lock in an APY up to 4.50% While You Still Can Open a CD when rates are high When ...

With that in mind, is opening a long-term CD worth it this April? Below, we'll break down what to consider. Thanks to the Fed's decision to keep interest rates paused and the fact that it won't ...

Savers looking for signs about where certificate of deposit (CD) interest rates are going likely have an eye on May's scheduled Federal Reserve meeting, where the Fed could provide hints about its ...

Once a certificate of deposit matures, you can withdraw funds to put in another account, withdraw and open a different CD or let your CD renew. Many, or all, of the products featured on this page ...

All ratings are determined solely by our editorial team. When you put your dough into a one-year Bread Savings CD, you’ll earn a very competitive 4.00% APY, which is compounded daily so your ...

hobo_018 You may be able to automatically roll over a certificate of deposit (CD) when the term expires, but that may not always be the best choice. When the end of your certificate of deposit ...

Compare rates from online banks, community banks and credit unions to find the best six-month CD rates. Pay attention to the minimum requirements to earn the advertised APY and maximize your ...