Here are some of the best CD rates by term today: 6-month CD rates Bread Savings — 4.45% APY Limelight Bank — 4.45% APY Bank5 Connect — 4.40% APY 1-year CD rates Popular Direct — 4.40% APY ...

Best 6-month CDs Currently, short-term CD rates are higher than many of their longer-term counterparts, making them attractive to some savers. They are also considered safe because they are ...

Short-term CDs have high interest rates right now — the best CDs offer around 5.00% APY. Short-term CD rates are more competitive than long-term ones because there's an inverted yield curve. You ...

For CD interest rates to rise in 2025, the Fed would have to reverse course and begin raising interest rates again. "This would mean that either the U.S. economy is too hot or that inflation has ...

Certificate of deposit (CD) yields remain elevated, with some nearing 5.00% APY. That’s a stark contrast to the national average savings rate, which sits at just 0.38%, according to the FDIC.

The best jumbo CD rates as of Nov. 21, 2024, range from 3.96% to 5.00% APY. It's important to compare CD rates across both jumbo and traditional CDs to find the best rate and minimum deposit for ...

Discover the best 18-month CD rates of June 2025. The best 18-month CD rates pay up to 4.50% APY. An 18-month CD is in-between short and long-term CD options.

Up, up and away: As the Federal Reserve has raised interest rates to combat inflation, CD rates have reached—and surpassed—the 7% milestone. During the middle of last year, a credit union in ...

A no-penalty CD works much like a traditional CD, except there’s no early withdrawal fee: You deposit a lump sum of money for a set term — usually fairly short terms of 6 to 15 months.

Best CD rates by term Historically, longer-term CDs pay higher rates. For example, according to data from the Federal Deposit Insurance Corporation (FDIC), six-month CDs averaged 0.78% in 2009 ...