Term life insurance Term life insurance will cover you for a set period of time, for example 25 or 30 years. You can choose how long it will last.

From whole life to term life, making sure you have the right type of life insurance coverage is a vital part of financial planning to protect your family for the future.

If you’re shopping for a policy, it’s important to understand the different types of life insurance and how they work. For example, some policies provide short-term coverage, while others ...

Unlike most types of life insurance, mortgage life insurance coverage doesn’t pay the death benefit to your loved ones. This type of policy pays the death benefit directly to the mortgage company.

Even if you know you need life insurance, navigating options can be tricky. There are numerous types of life insurance. Which one is right for you? Let’s explore. Term Life Insurance ...

This is also known as the death benefit or face value of the policy. Term policies are generally the least expensive life insurance. Term lengths can be as little as one year but are more commonly ...

What is life insurance? In simple terms, life insurance pays an agreed sum of money to people you choose (your beneficiaries) if you die while the policy is in force. You must pay a monthly premium ...

Life insurance is a critical component of a family’s financial strategy, so it’s vital to select the right type of coverage. There are several options available, though, making it challenging ...

Indexed universal life insurance is a variation of universal life insurance that ties the policy's cash value growth to the performance of a stock market index, such as the S&P 500.

The premium for the policy is based on the insured person’s age and health. Term policy has no investment component. There are two basic types of term life policies: ...

We break down what a high-risk life insurance applicant is and how that might affect purchasing a policy as well as the policy options available.

We outline the differences between life insurance for young adults and other adults purchasing life insurance as well as the ...