Key takeaways. The Federal Reserve maintained its benchmark rate today, at a range of 425 to 450 basis points. Officials cite ongoing economic uncertainty as a reason to maintain the wait-and-see ...

As a result, a wave of local, federally-chartered savings and loans developed around the U.S. Backed by low-cost government funding, the S&Ls were able to offer long-term home loans at fixed ...

Federal Reserve Cuts Rates: What It Means for Savings Accounts, Investments and Loans . Find out how the Federal Reserve’s decision will impact all aspects of borrowing and spending.

A share-secured loan uses the money in your savings account as collateral. Aside from providing a convenient way to borrow, share-secured loans can help with establishing and rebuilding credit ...

IRS regulations. According to the IRS, a qualified 401(k) plan is not required to provide loans. And if it does, the plan may limit how much can be borrowed.

Building and loan associations were financial institutions, and like banks, they offered loans and savings opportunities. They began as British building societies in the late 18th century, ...