Early withdrawals. Those who want to take money out of their 401 (k) account before age 59 1/2 for other reasons may be ...

A lot of people have no choice but to work until their late 60s or even beyond due to a lack of savings. But if you’ve saved ...

Unfortunately, the reality is that such a high withdrawal rate significantly increases ... live on even during a market slump, which would mean selling low and missing out on the chance for ...

Given the restrictive CD withdrawal rules ... When CD restrictions may not be worth it The restrictions with CDs mean less accessibility and flexibility. While the CD returns could be worth ...

which may mean extending your retirement date or saving more during your working years. Or, you may be more comfortable starting with a lower withdrawal rate, provided all your expenses are covered.

For many investors, the go-to answer is 4%. Researcher Bill Bengen developed that rule of thumb back in 1994, meaning an annual withdrawal rate of 4% is the amount that will see investors through ...