You're free to withdraw money from any of your retirement accounts ... Image source: Getty Images. You need to meet two criteria if you want to withdraw Roth IRA earnings penalty- and tax-free.

Taking a lump sum from your pension can be a fantastic way to pay off your mortgage, help out the kids or boost your savings.

SmartAsset's free tool matches you with up to three ... the IRS imposes strict rules about when and how you can withdraw your money. You must be at least 59 ½ and a half years old to withdraw ...