Morsa Images / Getty Images If your employer allows ... resources department can help you explore your options. If you withdraw money from a 401(k) plan before age 59½, you may incur a 10% ...

Setting up a Roth IRA is easy. Make your monthly Roth IRA contributions automatic, and reinvest any dividends received. If ...

You're free to withdraw money from any of your retirement accounts ... Image source: Getty Images. You need to meet two criteria if you want to withdraw Roth IRA earnings penalty- and tax-free.