Taking money out of a Roth individual retirement account without triggering income taxes or penalties is trickier than you might realize.

For example, say that the IRA is invested relatively conservatively for 5% annual growth. At the start of the first year you might withdraw $67,500, bringing the IRA down to $607,500. But by the ...

Discover how you can use annuity income to offset your RMD so you can preserve more assets in your retirement account.

Cash values that have built up in your whole life insurance or variable universal life insurance policy can be another decent ...

There are a lot of reasons to love Roth IRAs, but the tax rules governing them are complex. Here’s what you should know.

Range explores how a backdoor Roth IRA works, why it’s valuable for high-net-worth households, and the specific steps and tax ...

Retiring at 61 after earning a $145,000 salary is a milestone, but it comes with the daunting question: how much can you ...

The key differences that make a Roth IRA stand out, however, include limits on who can contribute and the ability to withdraw your earnings in retirement tax-free (see our FAQs for more details).

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A Simplified Employee Pension plan, or SEP IRA, could be a good option if you are self-employed or have freelancing income.

The decision of whether to save for retirement through a Roth IRA or through a traditional IRA is a complex matter that can ...

Alternatively, you can transfer the money to another inherited IRA or into your own IRA ... This rule requires you to withdraw all funds from the account by December 31 of the 10th year after ...