Not everyone, of course, can afford to invest $500 a year for each of their kids, but even a $100 annual investment turns into $3,745.02 after 18 years, almost $12,000 at 33 or $110,000 at 62 ...

Staten Island, New York bodega manager Wail Alselwi, who goes by "Island Ock" on TikTok, gives kids free food in exchange for good grades on their report cards.