If you no longer need a whole life insurance policy, you have options including cashing it in or borrowing against its value.

While retirement brings financial freedom, it also raises an important question: Should your life insurance coverage continue ...

Elite Term: Level premiums for 10, 20, or 30 years, with the ability to convert to a cash value life insurance plan up to 10 ...

A life insurance retirement plan is a permanent type of life insurance policy that builds cash value and provides a death benefit. Common LIRPs include whole life and universal life policies.

After what quickly became a heated discussion, the agent advised me that canceling the policy would end any chance of a ...

You prepare for retirement your whole life — maybe as far back as your teenage years and your first paycheck. You put cash ...

Learn how life insurance works, if it's worth it, and if it's a good investment. Find the best type of life insurance for you and estimate how much life insurance you need.

A new study offers clarity on one of the most common questions asked of financial professionals: Is term or permanent life ...

By combining behavioral economics, AI-driven modeling and insurance-backed solutions, financial professionals can help investors move past common biases and toward stronger, more stable retirement ...

IUL can be confusing to clients. Here are five ways to demystify it, educate clients and position yourself as a trusted advisor.

By evaluating your goals and using tools like a term insurance calculator, you can make an informed decision that fits your ...