8 Things to Know Before Opening a Certificate of Deposit. Get answers to these questions before opening a CD. By Jessica Merritt | Reviewed by Mark Evitt | Edited by Katy Marquardt | Sept. 4, 2024.

Now is a good time to lock in a high APY with a certificate of deposit. You can use a CD ladder to secure the best short-term CD rates and long-term CD rates.

More than a third (37.7%) of consumers expect stock prices to decline over the next 12 months, according to the a report.

A callable certificate of deposit is a CD that can be redeemed early by the issuing bank at a predetermined price. Here's how they differ from traditional CDs.

Opening a certificate of deposit (CD) can be a solid way to lock in predictable growth on your savings. Currently, the highest average CD rate is 1.77% APY for a 12-month CD, according to the ...