My table is as follows: I have a candidate key using columns A-E. This is too many, but column A is very helpful to keep in each table that references it, so I want to generate a surrogate key using ...

What Is Sequence of Returns Risk? Sequence of Returns Risk refers to the risk that an investor will experience a low or negative return on their investments in the early years of their retirement, ...

That applies to a lot of situations in life — including your prospects for not outliving your money when you retire. You already know about the hazards of investment risk. When you put your money in ...

Today’s topic is Certified Non-Fresh. Sequence risk during retirement—the danger arising from withdrawing assets from a shrinking portfolio—is a familiar subject. For example, my colleagues Amy Arnott ...