If you have a 0% APR credit card offer, here's what happens when it ends and what you can do to lower your interest rate.

Credit cards with 0% annual percentage rates provide the advantage of avoiding interest for a limited duration. Here's ...

A 0% intro APR credit card can be a useful way to pay for large purchases or consolidate high-interest credit card debt, acting like a no-interest short-term loan if used responsibly. And it ...

Deferred interest is when your interest payments are placed on hold for a specific amount of time. But if you don't pay off the balance in full by the time your deferred interest window closes, you ...

To temporarily bypass those interest charges on new charges or balance transfers, choose a 0% introductory APR credit card. The zero can be a hero when it comes to saving significant sums on ...

Usually, 0% balance transfer cards offer a 0% rate for a limited period, such as 12 to 18 months. You can structure your debt ...

Average APRs have inched down slightly, but you should focus on lowering your credit card balance as soon as you can.

Once the introductory period expires, your regular APR will apply. Besides 0% intro APR cards, look for credit cards with an APR range that starts lower than the average. Low-interest credit cards ...

Our opinions are our own. A zero-percent or 0% APR credit card saves you money by stopping the clock on interest for a year or more. Got a big expense coming up? Put it on one of these credit ...

0% introductory APRs are typically restricted to a certain period of time after account opening, such as 12 or 18 months. Cash Advance APR: Most credit cards allow you to withdraw money against ...

Below, CNBC Select rounds up some of the best credit cards that offer no interest. See our methodology below. Best 0% APR credit cards Best for low balance-transfer fee: Citi Simplicity® Card ...

Commissions do not affect our editors' opinions or evaluations. For those running a business, 0% APR business credit cards can offer flexibility and additional growth opportunities. Our list of ...