Term life insurance policies usually include a conversion option that allows you to switch to a permanent policy such as whole life. Conversion typically has a time window, such as within the ...

While retirement brings financial freedom, it also raises an important question: Should your life insurance coverage continue ...

Elite Term: Level premiums for 10, 20, or 30 years, with the ability to convert to a cash value life insurance plan up to 10 ...

Explore the importance of life insurance for American households and the alarming decline in coverage rates over the years.

Banks often pitch loan insurance as essential protection for your family. But experts say there may be smarter, more flexible ...

The key to staying protected is making insurance reviews a regular part of your financial routine -- because the last thing you want is to find out you're uninsured or underinsured when it's too late.

Sometimes people hold on to permanent life insurance after their financial needs have changed. Advisors can help them assess ...

IUL can be confusing to clients. Here are five ways to demystify it, educate clients and position yourself as a trusted advisor.

Having a pre-existing condition doesn’t automatically mean you’ll be denied life insurance — or face significantly higher ...

That’s where a joint term plan comes in—offering life cover for both partners under a single policy. But is it truly a ...

Group insurance plans, often offered by employers or associations, are cheaper than individual policies. If available, these ...

Dual life cover is “underused” and deserves “more attention” with added benefits when compared to standard joint ...