A reverse mortgage, or home equity conversion mortgage (HECM), allows homeowners aged 62 and older to convert their home equity into cash without selling their property.

Like many of his colleagues, Rodriguez feels optimistic about the places the reverse mortgage product can go. “I’m still a very, very strong believer in what this can do, No. 1,” he said.

Home equity is a valuable financial resource. By definition, it’s the difference between your home’s value and how much you owe on your mortgage. For example, if your home is worth $500,000 ...

Reverse mortgages are specialized home equity loans for homeowners age 62 and up. A reverse mortgage gets its name because instead of the homeowner making payments to a lender, the lender makes ...

Why a reverse mortgage may be better Reverse mortgages are only offered to a portion of the homeowner community. With some rare exceptions, applicants will need to be age 62 or older to qualify.

Liberty Reverse Mortgage — also called Liberty Home Equity Solutions (NMLS #2726) — was the fourth largest reverse mortgage loan originator by volume in 2023.

Thanks to HUD supervision, reverse mortgage defaults dropped from 5% in 2014 to 1.5% in 2019, and HUD counseling services have become a crucial tool in educating borrowers about potential risks ...

Why a reverse mortgage could be better in 2025 You'll need to be 62 or older to qualify for a reverse mortgage (with some rare exceptions) but, if you meet the age requirements, this could be the ...

Reverse mortgage industry professionals explain what it's like to try and forge more partnerships with forward lenders at a major event.

Without a reverse mortgage, the model portfolio stood a 40% chance of having enough cash over a three-decade retirement. However, with a reverse mortgage, those odds bumped up to 80%.

Our reverse mortgage specialists understand that every homeowner’s situation and goals are different. We always provide personalized and feasible solutions to ensure each client’s needs are met.

1 Source: NRMLA/RiskSpan Reverse Mortgage Market Index quarterly release as of March 31, 2025 About Onity Group ...