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it will still show up as negative on your credit report. If you are in the financial position to repay some or all of the charge-off balance you owe, you can start the negotiation process.
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NCUA: What it is and how it keeps your money at credit unions safeIf you aren’t sure what the NCUA does, here’s a primer, and how the agency affects your ... to pay off any outstanding ...
For example, if you have three credit cards with a total credit line of $10,000 and you carry a balance of $5,000 among them, your credit utilization ratio would be 50%. So why does this ...
To maintain a healthy credit score, it's important to keep your credit utilization rate (CUR) low. The general rule of thumb has been that you don't want your CUR to exceed 30%, but ...
Does paying off your mortgage early hurt your credit score? Paying off your mortgage can have an unintended negative effect on your credit score in the short term. Several factors go ...
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