If you have $10,000 in asset equity, your minimum offer would be $14,800, even if you owe $50,000 in taxes. The key to having your offer accepted is being realistic and honest about your finances.

Yes, a debt collector can refuse your settlement offer. Debt collectors are not legally required to accept less than the full amount owed on any account, no matter how reasonable the offer might be.

Happy Birthday: Offer what you can; nothing more. Your time is valuable, and you’ll want to expend your energy on beneficial projects, proposals and pastimes that support your chosen lifestyle.

Tina Steele, also known as the "FAFSA Guru," stopped by the 207 studio to share tips for filling out a FAFSA and how to get the most out of your financial aid.

“If you have $200, $300, $400 and want to come in to feed your family then that’s fine, do that,” Crawford said. “But if you only have $20 or $40, please come do that too.

As more adults are suffering from mental illness — and are increasingly willing to receive support or resources for their mental health — employers who provide these benefits in the workplace can help ...

If you have been paying even the lightest attention to public discourse, you will know that trans people are hurting right now. When I transitioned back in 1993, the traditional media in both the ...

Request a payment plan: If you can’t pay what you owe upfront, ask the IRS for a payment plan. Although you’ll need to keep up with the payments, it could offer a way to keep things under your ...

What Panera Bread gives you for your birthday depends on your membership in the loyalty program. Those who are part of "MyPanera" will get one birthday treat while those who pay for "MyPanera Plus ...

Parents can also sign on as the guarantor for your student loan. They can be approved with an instant credit decision, and ...

Prospective students lacking a clear career path, expecting a low starting salary, or struggling financially may have better ...

Education Department of Education shutdown: Will you still have to pay your student loan? What about FAFSA? Updated: Mar. 20, 2025, 5:36 p.m. | Published: Mar. 20, 2025, 4:21 p.m. By ...