Vacant house insurance generally costs 50% to 60% more than standard home insurance. The average unoccupied or vacant home insurance is likely to cost around $2,100 per year.

American Modern is a specialty insurer that offers residential insurance coverage for people who may not qualify for ...

The District of Columbia’s policies may be the toughest to swallow, though. Once you register a vacant house with the district, your tax rate jumps from 85 cents per $100 of appraised value to $5.