How Does a Commercial Umbrella Insurance Policy Work? Let’s say your company is sued for $2 million but only has $1.5 million in business liability coverage.

Learn what an umbrella insurance policy is, how it works with auto insurance, what it covers, and who should consider it. Discover the benefits of extra liability protection today.

If your homeowners insurance policy's liability coverage limit is $250,000, that would be used first to pay the guest. Your umbrella policy would then cover the remaining $750,000 in damages. Without ...

For auto insurance, limits are often written with slashes between the numbers, like "50/100/25." In this example, your liability coverage would pay up to $50,000 for bodily injury per person, up ...

An umbrella policy broadens the scope of coverage offered by your home, auto or other insurance policy. Your umbrella policy is most often used as a secondary policy to your primary insurance ...

Bundle your umbrella policy: Bundling your policy with other insurance, such as home or auto insurance, can save you money. Many insurance providers give out multi-policy discounts when you bundle ...

Learn how umbrella insurance works, what it covers, what it doesn’t cover, things to consider when buying a policy and the top insurance providers.

Depending on the provider, the policyholder wanting to add umbrella coverage is required to have a base level of $150,000 to $250,000 for auto insurance and $250,000 to $300,000 for homeowners ...

Umbrella insurance could go above the limits of your homeowners, auto or other insurance policy if you're involved in a lawsuit. Here are the best providers. Best Umbrella Insurance Companies of 2025 ...

An umbrella insurance policy provides additional coverage outside the limits of other policies you have, along with certain ...

For example, according to Stillwater Insurance Group, a $1,000,000 umbrella insurance policy could cost as little as $150 to $300 per year. This is as little as 40 cents per day and as much as 80 ...

Many Americans who have added umbrella insurance to their existing policies are paying more as it kicks in more often. Wall Street Journal personal-finance reporter Veronica Dagher joins host J.R ...