This is a photo of a yellow jacket, which is a type of wasp and is much larger than the hover flies. It can be found throughout Indiana, has two sets of wings and does sting.

Yellow jackets are honey-bee size wasp (about 1/2 to 3/4 inch long) that is black in color with bright yellow markings. (Honey bees are golden or brown.) Yellow jackets build paper nests similar ...

Yellow jackets have been the pest of note around my house this year. First, one of my daughters got stung. My other daughter got stung multiple times about a week later.