Home Personal Finance Banking CD Rates This is the Best CD to Get Amid Rate Uncertainty This CD helps you earn more than 4%, with quick access to your cash if the Fed cuts rates in the future.

"CD rates last year were slightly higher than they are now, with rates in July 2024 averaging between 5-5.5%. Currently, rates are hovering around the mid-4s," says Shana Hennigan, chief business ...

Despite unprecedented public needling from President Donald Trump to lower interest rates, the Federal Reserve board stood ...

There is a $10,000 minimum opening deposit for all available CD terms at Popular Bank. That said, the 4-year account earns a high 4.15% APY and comes without restricting membership requirements.

And the benefits of opening a $20,000 CD this July are multiple. Below, we'll examine three reasons why a $20,000 CD could be worth opening for you this month.