Whether you need term or whole life insurance depends on your personal circumstances and financial goals. Read this guide to learn their features and benefits and how to decide which to purchase.

Commissions do not affect our editors' opinions or evaluations. Term life insurance policies usually include a conversion option that allows you to switch to a permanent policy such as whole life.

Best life insurance companies Best for affordability: Amica Best for seniors: Mutual of Omaha Best for no medical exam: Ladder Best for term life insurance: Protective Best for whole life ...

If you're looking for life insurance, you've seen both whole and term policies offered. So, what is term life insurance? And how does it differ from whole life? Term life insurance is a type of ...

No-exam policies don’t require a medical exam. What is term life insurance? Term life insurance offers temporary coverage for a specific period of time, such as 10, 20 or 30 years. As long as ...

Primerica exclusively offers term life insurance through two policies: TermNow and Custom Advantage. Each policy includes term lengths from 10 to 35 years. Primerica provides up to $5 million in ...

Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own.

Term life insurance offers various types, each with different benefits and costs. Term life insurance is affordable, ...

Pacific Life and Symetra are the best term life insurance companies, based on our evaluation of costs and policy features for 20 large life insurers. All of our top picks have an A (Excellent ...

Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own.

Term life insurance is usually the simplest and cheapest policy you can buy. That's because it's only in force for a set period — generally between 10 and 30 years — and it doesn't have a cash ...