Some life insurance policies will pay back the premiums you pay into them. We tell you how return of premium works and understand whether it is for you.

The long-term care rider allows the insured to use some of the life insurance death benefit for long-term care costs, ...

For example, a policyholder with a $500,000 term life insurance policy might choose to convert $250,000 into a permanent policy, retaining the remaining $250,000 as term insurance.

Our top picks include Mutual of Omaha, New York Life and GoldenCare. Long-term care services in the U.S. cost an average of $60,000 to $100,000 a year. Long-term care insurance can help you cover ...

How Much Is a $250k Life Insurance Policy? Term life insurance, which offers coverage for a defined period and doesn’t build cash value, is the simplest and most affordable form of coverage.To ...

With the Defined Benefit Annuity, GBU Life and Wealth2k have leveraged technology to create a personalized retirement security solution that mirrors the economic principles of traditional pensions.

Long-term care is generally defined as the assistance a person with a serious illness, injury or cognitive impairment will need to navigate daily life. Long-term care planning largely focuses on ...

Get ready for the term “defined benefit annuity.” This concept is poised to become a sought-after business opportunity. ... longtime life insurance educator Joe Belth dies at 95; ...

Side products no more, life insurance and annuities can make financial longevity possible for clients at all AUM levels.