The average cost of full coverage car insurance in the Sunshine State is $3,865 per year, or $322 per month. That’s about 91% more than the national average of $2,026.

The average cost of a full-coverage car insurance policy hit $2,543 in February 2024, or $212 per month. A minimum coverage policy averaged $740 per year, or about $62 per month.

The average cost of car insurance is $193 per month for full coverage and $102 per month for liability-only coverage, but many major insurers offer cheaper average rates.

Allstate, Farmers, and Progressive were the three most expensive car insurance companies, with average annual costs of $3,110, $2,807, and $2,075, respectively.

Car insurance is a growing expense for many driver: In June 2025, the average full coverage policy hit $2,680 a year, according to Bankrate, while a minimum coverage policy averaged $802 per year ...

The average cost of car insurance as of February 2025 is $2,670 per year for full coverage and $773 per year for minimum coverage. However, your premium may vary based on where you live, ...

Allstate Minimum-Coverage Car Insurance Cost. Allstate’s liability car insurance rates average out at $854 a year or $71 a month, around 36% higher than the national average of $627 a year or ...

The average cost of car ownership is around $12,000. The Bureau of Labor Statistics found that Americans spent $12,078 on car ownership costs in 2023, while AAA estimates that in 2024, Americans ...